5 Fraud Prevention Tips - Basics to protect against Identify Theft Frauds
1- Share on strictly need to know basis- What ever you post on social/professional media is accessible to everyone hence be careful about what you post. A smart identity thief would pickup bits and pieces from various sources and obtain necessary information to commit fraud.
when you are filling up those "lucky draw" forms, be careful about putting information like date of birth, anniversary date, phone number, address etc. This could be a ploy to gather confidential information
2- Submission of documents - We submit documents like id proof, address proof etc for obtaining various services like a new SIM card, land line phone, gas connection, other private/government services, account opening etc. As far as possible write down purpose for submission of document in a way that it also appears when someone takes extra copies of those documents. This would allow to identify un authorized attempts to obtain products./services which do not match with the stated purpose on those documents. It also allows to track the leakage point if need arises
3-Subscribe to SMS alert/Email alert services- Whether it is your bank or utility services provider, always subscribe to alert services and keep it active for all forms of alerts. This could help you in detecting unauthorized attempts
4- Protect against Phishing/Vishing - Fraudsters gather information about you by getting you to reveal it to them using various techniques which may include phishing emails, calls, messages or other social engineering techniques. One simple rule is never to click on a link/download a file received from unknown/suspected email ID, do not provide confidential information to anyone on phone/sms or email. when in doubt call on the listed phone number of the organization "who is asking you for such information" and validate about the message
5-Check your credit ratings - If available, get free credit report about yourself and check for any listings which you had not availed, for eg loans, credit card etc.
when you are filling up those "lucky draw" forms, be careful about putting information like date of birth, anniversary date, phone number, address etc. This could be a ploy to gather confidential information
2- Submission of documents - We submit documents like id proof, address proof etc for obtaining various services like a new SIM card, land line phone, gas connection, other private/government services, account opening etc. As far as possible write down purpose for submission of document in a way that it also appears when someone takes extra copies of those documents. This would allow to identify un authorized attempts to obtain products./services which do not match with the stated purpose on those documents. It also allows to track the leakage point if need arises
3-Subscribe to SMS alert/Email alert services- Whether it is your bank or utility services provider, always subscribe to alert services and keep it active for all forms of alerts. This could help you in detecting unauthorized attempts
4- Protect against Phishing/Vishing - Fraudsters gather information about you by getting you to reveal it to them using various techniques which may include phishing emails, calls, messages or other social engineering techniques. One simple rule is never to click on a link/download a file received from unknown/suspected email ID, do not provide confidential information to anyone on phone/sms or email. when in doubt call on the listed phone number of the organization "who is asking you for such information" and validate about the message
5-Check your credit ratings - If available, get free credit report about yourself and check for any listings which you had not availed, for eg loans, credit card etc.
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